Do I Need Renters Insurance? A Quick Guide for First-Time Tenants

​Renting your first apartment or house? Don’t skip renters' insurance.

It’s low-cost, but high-impact — offering protection for your belongings, liability, and temporary housing if disaster strikes. 

---

Here’s what you should know:
​
What Renters Insurance Covers:

• Personal property (furniture, electronics, clothes, etc.)
• Liability if someone is injured in your unit
• Loss of use if your home becomes unlivable due to a covered loss

What It Doesn’t Cover:

• Damage to the building itself (that’s your landlord’s policy)
• Flooding — which requires separate flood coverage

Cost Breakdown: Most renters policies are very cost efficient given the coverage they provide. Progressive, Safeco, and Allstate all offer bundling discounts if you pair renters insurance with your auto coverage.
Why It Matters: Even if you’re just starting out, replacing your stuff after a fire or theft can add up fast. Renters insurance offers peace of mind and legal protection.
Not sure how much coverage you need? Corin Insurance Group can walk you through it and get you covered in minutes.

Contact us today for a free renter's quote!