From Permit to License: A Step-by-Step Guide for Teen Drivers in Texas

​Got a teen ready to hit the road in Texas?

Here's a clear, step-by-step guide to help parents and teens navigate the permit and licensing process, plus how it impacts your auto insurance.

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Getting a driver's license is one of the biggest milestones for Texas teens—and a major moment for their parents, too. From learner’s permit to full license, there’s a step-by-step process that every family should understand.

Whether you’re a first-time teen driver or a parent looking to stay on top of the requirements, here’s what you need to know.

🧾 Step 1: Get a Learner License (Permit)
Minimum Age: 15 years old
Requirements:

• Be enrolled in or have completed a state-approved driver’s ed course (32 hours classroom + 14 hours behind the wheel)
• Pass the written knowledge exam
• Pass vision test at the DPS
• Provide required documents (see below)

Documents You’ll Need:

• Proof of identity (birth certificate or passport)
• Social Security card
• Proof of Texas residency (two documents)
• Verification of school enrollment (VOE form)
• DE-964 certificate from driver’s ed provider

🛑 Make sure your teen always drives with a licensed adult (21+) in the passenger seat while on a permit.

🛞 Step 2: Complete Behind-the-Wheel Training
Once the learner license is issued, teens must:

• Hold the permit for at least 6 months
• Log 30 hours of supervised driving (10 at night)
• Finish the 14 hours of in-car training with a licensed instructor or parent-led course

📝 Texas allows parent-taught driver’s education, but you must apply and receive materials from the state first.

✅ Step 3: Apply for a Provisional License
Minimum Age: 16 years old
Requirements:

• Held permit for 6+ months
• Completed driver’s ed and behind-the-wheel hours
• Pass the driving test at a DPS location or approved third-party tester
• Submit all required documentation

🚦Restrictions with Provisional License:

• No driving between midnight and 5 AM (unless work/school-related)
• Only one non-family passenger under age 21 allowed
• No use of wireless communication devices—even hands-free

🏁 Step 4: Full License at Age 18
At 18, your teen can apply for a standard license with no passenger or time restrictions, assuming:

• They've held their provisional license in good standing
• They reapply as an adult license holder (fee applies)

💡 Don’t Forget: Insurance Impacts
As soon as your teen gets their learner’s permit, notify your insurance agent.
While some carriers don’t require adding them until they’re licensed, others prefer to list them during the permit stage.

Once licensed, they’ll need to be fully added as a rated driver—and yes, rates will increase. But here’s how to soften the blow:

✅ Ask about these discounts:

• Good student discount (typically for a GPA of 3.0 or higher)
• Driver training discount
• TeenSmart or telematics-based savings
• Multi-policy discounts if you bundle auto and home

🛡️ Consider higher liability limits once your teen starts driving alone. It’s peace of mind for the whole family.

🚗 Final Thoughts
Navigating the Texas licensing process can feel overwhelming, but breaking it into simple steps makes all the difference. Starting early, staying organized, and looping in your insurance agent can help your teen hit the road safely—and confidently.

Need help reviewing your auto policy before adding a teen driver?
Corin Insurance Group is happy to walk you through the options and help find the best mix of protection and savings.

Disclaimer:
This blog is for informational purposes only and does not constitute legal or insurance advice. Licensing requirements and insurance rates may vary by provider, location, and circumstance. Please consult the Texas Department of Public Safety and your licensed insurance agent for specific guidance.