From the Big Apple to Cowtown – Moving to Fort Worth from NYC

Thinking about trading subways and skyscrapers for sunshine and space? More New Yorkers are heading south to Fort Worth, Texas—and finding that life moves a little slower, and your money stretches a little further.
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Here’s what to know when swapping the Big Apple for Cowtown, especially when it comes to housing, weather, and insurance.

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🏠 Housing: Welcome to Square Footage Heaven

In NYC, space is a premium. In Fort Worth, you’ll likely find:

• Larger homes and yards in family-friendly neighborhoods
• Newer construction with modern layouts
• More flexible zoning and less competition

You’ll likely spend less depending on your neighborhood and lifestyle, and many find they can afford a full house versus an apartment or condo.

🌦️ Weather: Big City Cold to Big Sky Storms
NYC winters are cold and long. In Fort Worth, expect:

• Mild winters with occasional ice storms
• Hot, sunny summers
• Spring thunderstorms and hail

While Texans don’t typically deal with snow plows or blizzards, hail and wind events are common—and your home and auto coverage should reflect that.

🛡️ Insurance: New Region, New Risks
New York residents often focus on fire and liability coverage. In Texas, it’s more about weather damage:

• Wind and hail are leading causes of home claims
• Water backup and sewer issues may not be covered without an endorsement
• Flood insurance is optional but recommended in many areas
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Auto insurance may be more affordable depending on your driving history, but rates vary by ZIP code, vehicle, and policy structure.

➡️ Disclaimer: Every home and policy is different. Work with a local agent to make sure your insurance reflects Texas weather and home standards.

🧳 Tips for New Yorkers
✅ Review your current liability limits and adjust for new home sizes ✅ Ask about bundling—but compare both bundled and unbundled pricing 

Welcome to Fort Worth!

​At Corin Insurance, we help New Yorkers make a smooth transition to Texas. From insurance reviews to quote comparisons, we’ll help you cover what matters in your new home.
📞 Reach out today and let’s make sure your policies are ready for Fort Worth living.