✅ Newer Roof = Lower Premiums
📉 ACV vs. RCV: What It Means for Your Roof Term Replacement Cost Value (RCV) Pays full cost to replace the roof (minus deductible) More expensive policy, better protection less out of pocket in the event of a claim. Actual Cash Value (ACV) Deducts for depreciation based on age Cheaper premium, but larger out-of-pocket cost if you file a claim 💡 Many Texas insurers are now defaulting to ACV for roofs over 10-15 years old and lower if the carrier has strict underwriting, especially in hail-prone areas like DFW and Central Texas. 🔎 Why Roof Age Matters So Much in Texas
🛡️ How Corin Insurance Group Can HelpAt Corin Insurance Group, we work with multiple A-rated carriers and understand the unique challenges of insuring homes in Texas. If your roof is aging or your renewal premium just increased, we can:
Visit www.coringroup.com to get a custom home insurance quote — with or without a recent roof update.
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June 2025
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