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​Corin Insurance Group, LLC Blog

Leaving the Windy City – Why Chicago Families Are Moving to Fort Worth

5/5/2025

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​Moving from Chicago to Fort Worth?

Discover key differences in housing, weather, and insurance — and learn how Corin Insurance helps Illinois families confidently protect their new Texas home.
Ready to trade snow boots for sunshine? More Chicago families are relocating to Fort Worth for its warmer weather, business opportunities, and more affordable lifestyle.
​

Here’s what you should know about the key differences in housing, insurance, and climate when making the move.​

🏡 Housing: Bigger, Newer, More Options

Chicago’s real estate market is dense and competitive. In Fort Worth, buyers often discover:
  • Larger homes with backyards and garages
  • New construction with modern amenities
  • Lower property taxes in many areas

While housing costs vary by neighborhood, many movers find they can get more home for less, depending on their lifestyle and location.

🌤️ Weather: From Blizzards to Big Skies
Chicago winters are intense, with months of snow and freezing temps. Fort Worth’s weather brings:
  • Hot summers and mild winters
  • Thunderstorms and hail in spring
  • Rare ice events, but no major snow accumulation

You’ll likely enjoy more sun and fewer layers—but you’ll want a solid roof and storm-ready coverage.

🛡️ Insurance: What to Expect in Texas
In Illinois, homeowners typically prepare for snow, freezing, and water damage. In Fort Worth, risks shift to:
  • Hail and wind damage, especially in spring
  • Water backup and foundation issues for certain properties
  • Optional flood insurance for extra protection

Auto insurance rates may vary—some find savings based on new commute patterns and ZIP codes, but it’s always best to compare.

➡️ Disclaimer: Insurance pricing and coverage depend on your unique property, provider, and local risks. A local agent will help tailor the right coverage.

🛠️ Make a Confident Move
✅ Have your roof and plumbing inspected before closing on a Texas home
✅ Bundle home and auto for convenience—but compare both ways
✅ Work with a Texas-based agent familiar with regional risks


Fort Worth Is Waiting

At Corin Insurance, we help Illinois transplants protect their new Texas life. Let us simplify your insurance transition with expert guidance and custom quotes.
📲 Contact us today and make sure your coverage matches your next chapter.

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