Seattle to Fort Worth – Why Pacific Northwest Natives Are Heading to Texas

Thinking of trading Seattle skies for Texas sunshine?

More residents are making the move to Fort Worth—and loving the lower costs, bigger homes, and brighter days. But what about insurance differences and storm risks?
Here’s what you need to know before you go 👉 Read more to plan a smooth move.

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Thinking about trading drizzle and high prices for sunshine and space? You’re not alone. More Seattle residents are making the move to Fort Worth, Texas, for its affordable lifestyle and warm Southern culture.
If you're considering relocating from the Pacific Northwest, here’s what you should know about the differences in weather, housing, and insurance—and how to set yourself up for a smart transition.​

☀️ Weather: A New ForecastIn Seattle, you're used to mild temps, cloud cover, and nearly year-round drizzle. Fort Worth brings:

• Hot, dry summers (mid-90s are common)
  
• Thunderstorms and hail in spring and early summer
  
• Tornado potential during storm season
  
• More sun—and fewer layers
  

You’ll want to prepare for the heat and occasional severe storms, but many enjoy the switch to more consistent sunshine.


🏠 Home Prices: More Space, Less PressureSeattle’s housing market is one of the priciest in the U.S. In Fort Worth, buyers typically find:

• Larger homes and yards
  
• Newer construction in up-and-coming neighborhoods
  
• Lower property taxes and utility bills (depending on area and home features)
  

You’ll likely spend less overall—but your lifestyle and neighborhood will determine how far your budget stretches. Many relocating buyers find they can upgrade their space without increasing their payments.
🛡️ Insurance: A Few Key Differences

Seattle homeowners often focus on moisture, mold, and earthquake risk. In Texas, it’s all about:

• Wind and hail: Common in spring and summer
  
• Water backup and sump pump failure: Recommended in older homes or flat areas
  
• Optional flood insurance, even outside flood zones
  

Auto insurance may also be lower than in urban Washington, depending on your driving history, vehicle, and where you live in Fort Worth.
➡️ Disclaimer: Insurance pricing and coverage vary based on ZIP code, carrier, home features, and claims history. Always review your options with a local expert.
🛠️ Pro Tips for a Smooth Transition✅ Review home inspection reports for roof age and drainage issues ✅ Bundle home and auto if it results in a better overall rate (sometimes separate carriers offer bigger savings) ✅ Work with a local insurance agent who understands Texas risks—not just your previous policy

Ready to Plant New Roots?At Corin Insurance, we help Seattle transplants protect their new homes and lifestyles. We shop multiple carriers to build custom policies based on your risk level, home value, and budget.
📲 Let’s talk about your Fort Worth move. Get a free insurance quote and make sure your transition is smooth, simple, and secure.