Storm Season Checklist: 6 Things to Do Before the Next Hailstorm

​Texas leads the nation in hail damage claims, and with storm season in full swing, now’s the time to prepare.

From roof checks to securing patio furniture, this quick-read checklist walks you through 6 simple steps to help protect your home and avoid costly claims.

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With Texas topping the charts for hail damage claims nationwide (Insurance Information Institute), getting your home ready for storm season is more than just smart — it’s essential. DFW, Austin, and Houston homeowners are especially encouraged to act now. Here’s your quick checklist:

1. Move Vehicles to Covered Parking
Comprehensive auto insurance is what covers hail damage. If a storm is on the radar, park in a garage or carport before the storm if possible. Keep in mind driving during a hail storm can make the damage worse. Not sure if you have this? We can check your policy.

2. Check Roof Condition
Loose or aging shingles make hail damage worse. Make sure your roof is still in great condition with no repairs needed.

3. Secure Outdoor Items
Patio furniture, grills, and lawn decor can become projectiles in high winds. Tie them down or store them inside when severe weather is forecast.
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4. Trim Trees
Overhanging branches can break windows or damage roofs during storms. Preventive trimming reduces this risk and may help with underwriting approval.

5. Understand Your Wind/Hail Deductible
These are often set as a percentage of your home’s value. Know your deductible amount so you’re not caught off guard if damage occurs.

6. Create a Home Inventory
Even a 5-minute video on your phone helps. It makes claim filing faster and smoother in case of loss.

Our team at Corin Insurance Group works with carriers like Hippo, Safeco, and State Auto that handle storm claims regularly. We’re here to make sure your policy is ready before the next one hits.

Contact us for a free quote and policy review today!