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​Corin Insurance Group, LLC Blog

Swapping DC for DFW – What East Coast Movers Should Know About Living in Fort Worth

4/30/2025

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​Swapping political buzz for wide-open skies? More Washington, DC residents are moving to Fort Worth—and finding a surprising mix of charm, affordability, and opportunity in North Texas.
​

Here’s what to expect when relocating from the DMV area to Fort Worth—from home prices and weather to insurance must-knows.


🏡 Home Prices: More for Your MoneyThe DC area is known for high home prices, competitive bidding, and limited space. In Fort Worth, newcomers often find:
  • Larger, newer homes at more accessible prices
  • Room to spread out—with yards, garages, and updated finishes
  • Lower property taxes in many areas, depending on location
You’ll likely spend less depending on where and how you live—and many transplants find they can upgrade without stretching their budget.
🌦️ Weather: From Snow to StormsDC winters bring snow and freezing temps, while Fort Worth’s climate leans hotter and drier:
  • Mild winters with brief cold snaps or ice
  • Hot, humid summers
  • Spring hailstorms and severe weather events (thunderstorms, wind)
You’ll trade the snow shovel for a hail-resistant roof—and need coverage to match.

🛡️ Insurance: What to Expect in TexasWhile DC-area homes tend to deal with snow and water damage, Fort Worth homeowners need to watch for:
  • Wind and hail damage (especially during spring)
  • Water backup protection, particularly in older homes
  • Optional flood insurance, even in low-risk zones
Auto insurance may also be more affordable depending on your driving record and ZIP code, but rates vary.
➡️ Disclaimer: Insurance rates and coverages depend on your home type, location, and provider. Always work with a local agent to customize your policy.


💡 Tips for a Smooth Transition✅ Ask your agent about bundling for better pricing (though unbundled can sometimes save more) ✅ Review your current policies for gaps before moving ✅ Prioritize coverage that matches local weather risks

Ready to Make the Move?At Corin Insurance, we help East Coast transplants settle into Fort Worth with confidence. Whether you’re renting, buying, or bundling, we’ll find you a policy that fits your new lifestyle—and protects it.
📲 Let’s compare coverage options and make sure your Texas chapter starts strong.

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