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​Corin Insurance Group, LLC Blog

The Hidden Fire Risks of Fall Décor: What Homeowners Should Know

10/15/2025

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Picture

Fall décor adds warmth and charm to your home, but seasonal decorations can also bring hidden fire hazards.

​Learn how to keep your home safe from candle fires, electrical issues, and more.


🍂 The Cozy Season’s Hidden Dangers
From flickering candles to string lights and dried leaves, autumn decorations help set the tone for the season. But as temperatures drop, fire departments across the U.S. report an increase in house fires — many linked to seasonal décor and heating equipment.

According to the National Fire Protection Association (NFPA), candles alone cause nearly 7,400 home fires each year, with spikes around holidays like Halloween and Thanksgiving. Many of these fires are preventable with simple precautions.

🕯️ 1. Candle Hazards: A Seasonal Favorite with Serious Risks
Few things feel more “fall” than a pumpkin-spice candle glowing in the window. Unfortunately, candles are one of the leading causes of home fires during autumn.
Safety tips:
  • Keep candles at least 12 inches away from flammable materials like curtains, dried flowers, and pumpkins.
  • Never leave a burning candle unattended — even for a short trip to another room.
  • Consider switching to battery-operated LED candles for the same ambiance without the danger.

⚡ 2. Electrical Décor: Overloaded Outlets and Faulty Wires
Fall lights and electric garlands can make your home feel festive, but old or damaged wiring is a major hazard.
Tips to stay safe:
  • Inspect all light strands for frayed cords or loose connections before use.
  • Avoid plugging too many decorations into one outlet — use a power strip with surge protection.
  • Unplug decorations when leaving the house or going to bed.

🍁 3. Dried Decorations and Fireplaces Don’t Mix
Hay bales, dried leaves, corn stalks, and wreaths make beautiful displays — and excellent kindling.
If you have a fireplace, wood stove, or space heater:
  • Keep all decorations at least three feet away from any heat source.
  • Clean your chimney regularly to prevent creosote buildup.
  • Dispose of dried arrangements once they become brittle and crumbly.

🔥 4. Space Heaters and Seasonal Warmth
​
Portable heaters can easily ignite curtains, rugs, or decorations nearby.
  • Choose models with automatic shut-off and tip-over protection.
  • Plug heaters directly into the wall (not power strips).
  • Always turn them off when leaving the room.

🏠 5. Protect Your Home Year-Round
​
Even with every precaution, accidents can happen.
A comprehensive homeowners insurance policy can help cover damage from accidental fires — but it’s important to understand your policy’s limits.

At Corin Insurance Group, we work with multiple carriers to find coverage that protects your home, belongings, and peace of mind.

Disclaimer:
Coverage options vary by carrier and policy. This article is for informational purposes only and does not replace professional advice. Always check your individual policy details.
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