Why Is My Home Insurance Renewal So High in Texas?

​Homeowners in DFW are seeing insurance premiums surge by 43% since 2023. Learn why rates are rising and how Corin Insurance Group can help you save.

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If your homeowners insurance renewal in the Dallas–Fort Worth (DFW) area has surged, you're not alone. Homeowners across Texas are experiencing significant premium increases, with rates rising by 21% in 2023 and another 19% in 2024, according to the Texas Department of Insurance. (KSAT) Several key factors are driving these escalating costs:
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Why Is My Home Insurance Renewal So High in Texas?
Texas homeowners insurance premiums have surged by over 43% since 2023, with an expected average increase of approximately $500 in 2025. This spike is largely driven by escalating natural disaster-related losses, mainly from hailstorms, hurricanes, floods, and fires exacerbated by climate change. Texas, along with four other states, accounts for nearly half of U.S. insured catastrophe losses. (Houston Chronicle)
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How Corin Insurance Group Can Help
Navigating the complexities of rising home insurance costs can be challenging. At Corin Insurance Group, LLC, we specialize in helping homeowners in the DFW area find the most competitive insurance rates. By partnering with a diverse range of carriers, we can tailor coverage to your specific needs and budget.

Our trusted carriers include:
·  Safeco/Liberty Mutual:  Offers customizable coverage options and discounts for bundling policies.
· Progressive: Provides competitive rates and a user-friendly digital experience.
· Foremost: Specializes in coverage for unique or high-risk properties.
· ASI Lloyds: Provides robust coverage options tailored to Texas homeowners.
· And More!
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By comparing quotes from these and other carriers, we aim to help you find a homeowners insurance policy that fits your needs and budget, potentially reducing your monthly mortgage payment. Our goal is to ensure you're not overpaying for insurance, which can have a significant impact on your escrow account and overall mortgage costs.

If you're experiencing an increase in your mortgage payment and want to explore ways to manage or reduce your insurance costs, contact Corin Insurance Group today. Our experienced agents are here to help you navigate the complexities of homeowners insurance and find the best solutions for your situation.